Welcome to the GigsMoney Help Center!

GigsMoney is exclusively built for gig workers and self-employed independent contractors. If you are a gig worker who participates in the gig economy via a supported gig platform like Uber or DoorDash, then GigsMoney is for you. It is ideal for gig workers who face fluctuating income or have lower credit scores. As per your requirements, you can apply for short-term cash advances or installment loans.

At GigsCheck, we offer two main types of credit products: first, cash advances ranging from $250 to $2,500, and secondly, installment loans starting from $2,500 up to $5,000. It is your choice which type of product interests you. Don't worry – Both are instantly approved and provide quick funding.

At GigsMoney, we recognize that gig economy workers often face more financial challenges compared to traditional employees. We realize that the situations of gig workers are unique and varied. That's why we've created dedicated gig economy loans and cash advances, designed explicitly for our hardworking gig workers.

Our eligibility criteria are very simple:

• At least 19 years' old;
• Currently in employment with a regular income (gig workers, freelancers, rideshare/delivery drivers, independent contractors, and self-employed accepted);
• Resident in the U.S.;
• U.S. bank account holder.
• Must able to repay on agreed time.

Applying for a cash advance or installment loan at GigsMoney is a straightforward process that takes only 8-10 minutes to complete. Here's how:

• Apply online: Visit the application form and select the amount you wish to borrow. You need to share your basic information, including income, banking details, and personal details. Don't worry, your data is leak-proof with us.
• Get instant approval: Once we receive your request, one of our lenders will approve your amount, with no delay or waiting for hours.
• Receive funds in minutes: Finally, you receive your funds directly to your bank account within 5-10 minutes*, ready to use for your personal or business expenses.

GigsMoney understands the challenges faced by gig economy workers; that's why we offer an instant, approved cash advance financing solution to gig workers, 1099 contractors, rideshare/delivery drivers, and small business owners alike. Compared to banks, our approval process is fast, and our eligibility criteria are lenient. Our motto is to provide cash advances to all, so even if you have bad credit, you can still apply with us.

Yes – as long as you're able to repay on time and don't get involved in open bankruptcy. No matter what credit score you have, it doesn't impact your application. Our primary qualification factor is your financial condition, creditworthiness, and income flow.

Total repayment for your Cash Advance equals the Advance's principal amount plus a service fee. You will be quoted your exact repayment amount before accepting anything.

Yes, we offer a unique variety of low-interest installment loans for gig workers, ranging from $2,500 to $5,000, over 6-12 months. Applying is quick, and you'll get an instant response, even if you have a bad credit score.

When you apply for a cash advance or gig worker loan at GigsMoney, no credit checks are performed. Our lenders highly rely on your income, debt-to-income ratio, creditworthiness, loan amount, and repayment strength.

We recommend choosing a loan amount and repayment term that suits you best. Generally, depending on your current income flow, mainly advances and loans are due until your next payment. Once you get your gig income, it will be automatically debited from your bank account.

Yes, you can. We encourage you to repay early and save money on your interest. There are no penalties or extra charges for doing so.

Don't worry, contact your lender as soon as possible. In most situations, alternative options are available.

Once you totally payback your first cash advance or loan, you're welcome to apply for a newer one.

Your information is 100% secure, don't worry! At GigsMoney, we respect the privacy and security of our customers. We use state-of-the-art 256-bit encryption and scan our site daily for malware while maintaining the highest standards of cybersecurity.

You're always welcome to contact us anytime by either e-mailing us at hello@gigsmoney.com or by completing our Contact Us website form. we'll be sure to get back to you as soon as possible.